TERMS OF USE

The material on the Fundación BBVA website is intended as an introduction to the user on the range of activities the organization engages in.

All contents of this site (including, but not limited to, text, style sheet and codes, images, sound, and other audiovisual, structural and design content, along with the software required for its operation, access and use) are, unless expressly stated otherwise, the intellectual property of Fundación BBVA, and may not be used, copied, distributed, modified, publicly disclosed, transferred, processed or otherwise disseminated without our express permission.

All industrial and intellectual property rights in respect of this website are legally reserved, and access to the site does not grant users any license to or right in any assets whose title or ownership corresponds to Fundación BBVA.

Fundación BBVA reserves the right to take legal action as appropriate against those users who are in breach of or infringe rights of intellectual and/or industrial property.

Fundación BBVA shall in no event be held liable for any loss, damage or harm of whatsoever nature arising from access to and use of the website, including, but not limited to, that produced in data processing systems or caused by the presence of computer viruses and/or attacks. Nor shall Fundación BBVA be liable for any damage caused to users due to improper use of this website, or, particularly, due to computer crashes and outage or lack or failure of telecommunications facilities and/or services.

Fundación BBVA accepts no responsibility for possible discrepancies between the version provided by its printed documents and the electronic version of the same published on its website.

Fundación BBVA reserves the right to update, modify or remove the information contained in its website, and even to restrict or withdraw access to such information without prior notice. In particular, Fundación BBVA reserves the right to remove, restrict or withdraw access to its site whenever technical difficulties arise due to events or circumstances beyond its control which, in its opinion, compromise or remove the standard levels of security adopted for the proper operation of said website.

Fundación BBVA prohibits the copying, duplication, redistribution and commercial or any other form of exploitation of the contents of its website, even citing the source, without our prior written approval.

Fundación BBVA makes no representation regarding the accuracy of information that it has not generated itself but is specified as pertaining to another source, and accordingly accepts no responsibility for any damage arising from reliance on such information. In particular, we accept no liability for information appearing in third-party web pages that may be linked to from the Fundación BBVA site.

Fundación BBVA makes no undertaking to verify or monitor the content and information of this website, nor those of any other pages that may be linked to therefrom.

By accessing and using this website, the user agrees to be bound in all respects by applicable laws and standards and will be answerable to Fundación BBVA or to third parties for any damages caused by failure to comply with this requirement.

COOKIE POLICY

Cookies are small files that are downloaded to your computer when you access certain web pages. Among other uses, they allow a website to store and retrieve information about the browsing habits of a user and/or his or her device and, depending on the data they contain and the way the device is used, can serve to identify that user.

WHAT KIND OF COOKIES DOES THIS SITE USE?

Depending on the purpose:

Technical cookies. These cookies enable users to browse a website, platform or application and make use of the different options or services on offer. They can monitor traffic and data communication, identify the browser session, enable access to restricted areas, remember items in an order, help to complete an order or to register for events, enable security features while browsing, store content for streaming videos or audio, and share content via social media.

Geolocation cookies. Used to identify the user’s location at the time of requesting a service. These cookies are anonymous and serve, for instance, to inform users of the whereabouts of the nearest branch or to offer them appropriate information depending on which country they are in.

Personalization cookies. Allowing the user to access the service with certain characteristics predefined according to criteria set in the user’s terminal such as language, the web browser used to access the service, the regional settings of the service access point, etc.

Analytical cookies. These cookies may be managed by us or by third parties. They provide statistics on the number of visitors to the site, and enable us to measure and analyze the use made of the services on offer for the purpose of improving our range of products and services.

Advertising cookies. These cookies may be managed by us or by third parties. They enable more effective management of the advertising space on the website, tailoring the content of adverts to the content of the services requested by visitors or their usage of our site. To this end, we may analyze your browsing habits and show you advertising material relevant to your browsing profile.

Depending on their duration, cookies can be:

Session cookies. Designed to collect and store data while the user accesses a web page. These cookies are not stored on the user’s device when the session expires or the browser is closed.

Persistent cookies. A type of cookie where the data is stored on the user’s hard drive and can be accessed and processed when a visitor leaves and returns to a particular website. Users can delete them at any time.

The website collects user information by installing the following cookies on the visitor’s hard drive. This information cannot be used to personally identify individual users. The cookies, in other words, are completely anonymous.

First-party cookies.

Type	Name	Duration
Analytical	s_cc s_nr s_sq	Session Session Session
Technical	PD_STATEFUL_* MULT_08 aceptarCookiesFundación	Session Session Persistent

With third-party cookies, the procedures are managed and controlled exclusively by each provider.

Privacy statements and privacy and cookies policies can be accessed through the links in the following table.

Third-party cookies

Third party	Purpose	Name	Duration
Facebook	Keep Facebook Connect session open	BCSI-CS*	Session
SiteCatalyst	Cookie used by SiteCatalyst to store information on repeat visitors.	s_vi*	Persistent

During a login session, the combination of users’ registered details and the information collected by cookies allows them to benefit from personalized services tailored to their preferences.

The user expressly authorizes BBVA to use the information for the purpose stated, though note that under this policy you are free at any time to reject or disable cookies.

HOW TO DISABLE COOKIES?

Users can enable, block or delete the cookies installed on their device by altering the settings in their browser:

Chrome
Explorer
Firefox
Safari

Disabling cookies does not prevent you viewing the pages of this website or interfere with navigation.

BBVA may modify this cookies policy when required by current legislation or when there is a change in the type of cookies used on the website.

DATA PROTECTION POLICY

In accordance with the provisions of Spanish Law 15/1999 of 13 December on the Protection of Personal Data, users are informed as follows:

1. a) That the data you provide will be included in a computer file. The data obtained will be those derived from your browsing history and user inquiries or suggestions.
2. b) That the purpose of collecting your data is to keep you informed about matters related to our Foundation in order to promote and publicize our foundational activities.
3. c) That the data requested are those considered relevant for the purpose outlined in the preceding paragraph.
4. d) That, as data subject, you may exercise your right to view, challenge, correct or remove your personal data, without charge, as provided by Law 15/1999 and its implementing regulations.
5. e) That the file is the responsibility of Fundación BBVA, with its registered offices at Plaza de San Nicolás, 4, Bilbao, zip code 48005.